As you have already noted, the FL70 will be less comfortable, have less power, and be a bit more cumbersome than the F350. That said, it will be a more stable towing platform and possibly have better brakes. The only difference as to licensing/registration is the F350 is likely a bit lighter, so you can have a higher payload if you are trying to stay under 26000. If everything you do qualifies for farm or RV exemption than it is not an issue.
I run a class 8 truck as my RV/toy hauler. I was always over 26000 with an F350 SRW so it made no difference how big I went, I am sure I am not overloaded now. The insurance is less for the big truck than the F350, but registration is more (registered for a lot more weight though). I went with a full size truck due to power and comfort. I have a 385, which isnt fast but gets the job done. The comfort with air seats, air cab suspension, and air ride is much better than the F350. Long distance travel in the F350 was hard on my wife, the big truck is a non issue.
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