From what i understand is that John Deere no longer has a floor plan for dealers. They order in a tractor, and its invoiced for full payment on the 1st of the month, 15 day pay. Dealer is responsible for finaceing if need and the interest. JD has eliminated the small dealerships for this very reason. Parts fall into this as well, stocking supply of parts is on the dealer, so larger dealers can then have more parts in stock through their various stores. Not sure what the markup would be for the dealer, but somehow the price posted on their web must have something built in so the dealer can survive. Pretty confident that all brands are the same.
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