Posted by RayP(MI) on October 16, 2022 at 09:43:34 from (64.25.197.183):
Wife asked me to print off a statement on her checking account. First item that appeared, charged that morning, was a $5.10 debit from a strange vendor, that neither of us had ever heard of. She had other business later in the day at the credit union, and brought it to their attention. They checked into it, and there were actually TWO different charges, the second one being declined. Said it was out of Singapore! They were from my debit card on her account. Now, get this, I have NEVER, not even once used that card. Don't even remember the 4 digit PIN number.
CU credited us with the $ charged, issued me a new card with new numbers, and a new pin.
My take on this I'd that some critter was fishing, and got very lucky. Probably they tried the small charge, and when it went through, they attempted to drain the account, and over shot, thus the decline.
My advice to all of my YT friends, is to check your accounts regularly and often. I'm doing ours daily now. Only takes a few minutes, and could save you a whole bunch of embarrassment. Don't know how this would have come out if a large amount of money had been involved. Don't like debit cards, never have!
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