Posted by MarkB_MI on October 17, 2022 at 04:10:17 from (174.240.152.249):
In Reply to: Re: MCCA rebate posted by kip78 on October 16, 2022 at 17:07:07:
> Gretchen had plenty of input, she has the veto pen and uses it plenty.
Vetoing a bill pushed by the mayor of Detroit would have alienated a bunch of her constituents.
> The problem with Detroit is the people of Detroit. Why is insurance so much more there? It comes down to behavior. Putting two thirds of the state in the same category as everyone else isn't right. Up until not to long ago, you could legally drive in Wisconsin with zero insurance.
It sounds like you think it's preferable that drivers go without insurance, rather than it be affordable. In North Carolina, if you let your insurance lapse you have to turn in your license plates. Which I think is only reasonable. The whole idea of insurance is to spread the risk across as many people as possible. That only works if everybody buys insurance. And that doesn't happen if insurance is optional and/or unaffordable.
> Once again, if the unlimited insurance benefit is such a marvelous idea, why has nobody else doing it
I don't recall calling it marvelous. It is what it is. Presumably other states haven't adopted it because the insurance industry (which hates it) has successfully lobbied against it. Or maybe legislatures in other states would prefer to have accident survivors go on Medicaid rather than entrust their care to the private sector.
Based on your comments, I assume you opted out of unlimited medical coverage. I hope you and your family members never need it; better keep using that seat belt and, if you're a motorcyclist, wear your helmet.
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