The person in question for me as well as the grandmother for the OP is living. I am told at least here in NY competency is defined very broadly. POA coming into play to head off a bad decision financially or legally is extremely difficult to pull off at least here in NY. A person can have POA but yet be forced to let the subject of POA make ruinous decisions. I have POA for my dad but that just amounts to a place the funeral home can look for his final expenses and not much more.
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