Posted by paul on October 30, 2022 at 22:30:11 from (66.60.209.84):
In Reply to: Home Prices Thoughtd ? posted by whizkidkyus on October 30, 2022 at 21:59:52:
Look over your situation and do what your finances and heart wants to do.
Waiting is for the birds.
If you were a businessperson and in real Estate and wanted to make a living buying and selling then a totally different thing.
But if you are looking for a house to make a home, look at your situation and go from there.
I think housing might get cheaper as interest rates get higher, but you see that ends up being no different then to you, the monthly payment is the same you are just paying less principle and more interest. Waiting wouldnt save you anything.
If we have a more serious crash in housing costs that it makes a difference, then likely so many other things will be out of whack that you just wont find financing very easy to get any more and then again, there you sit, needing to wait......
So, if you have a secure income and some savings and can get good credit and find a house you like, why wait. Have your ducks in a row and understand we might get into tough times so have your loan set up right to protect you from spiking it reset rates or a bad job outlook, and go enjoy life.
If your finances are hanging by a thread as it is, well then Im not sure what to tell you........
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