It all depends on how the financial planner loses the money. If he/she had 10 or 12 $1000 bills and loses them, the eventual finders (or dust bunnies) get the money.
If the financial planner buys $100,000 of securities that are now worth $88,000 to $90,000, he/she has lost $10,000 to $12,000. The person who sold him the securities has the money.
It's the same thing if I buy a new-to-me tractor for $20,000 and later sell it for $10,000. I have lost $10,000. The fellow who sold it to me got his $20,000 and the fellow who I sold it to got the tractor. I get to keep the $10,000 lesson.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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