I believe you are 100% right when you state that people think their covered, but never asked or confirmed if they were. I used to have have a farm policy, had some livestock and was concerned about the liability when or if they got onto the highway. I also had land rented all around the area so was on the road with tractors and some pretty wide equipment. On that policy, liability extended to the rented land, and I had a rider for highway liability as we as for the livestock. The road coverage was a line item, and specified a radius from home. I belive if you haul your tractor to show grounds, your homeowners covers you. Driving on highways and tractor rides, well that's a different animal.
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Today's Featured Article - A Belt Pulley? Really Doing Something? - by Chris Pratt. Belt Pulleys! Most of us conjure up a picture of a massive thresher with a wide belt lazily arching to a tractor 35 feet away throwing a cloud of dust, straw and grain, and while nostalgic, not too practical a method of using our tractors. While this may have been the bread and butter of the belt work in the past (since this is what made the money on many farms), the smaller tasks may have been and still can be its real claim to fame. The thresher would bring in the harvest (and income) once a y
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