Posted by ss55 on September 28, 2023 at 20:15:12 from (96.42.227.92):
In Reply to: Credit card 'credit' posted by DeltaRed on September 28, 2023 at 07:57:00:
Should I buy something on the card and pay it less the credit to zero it out?
Yes, that is what I have done to zero out a card that I don't use much. Check your next statement, the credit company should deduct your credit from the total owed.
Dumb question: is the credit in rewards points, like a 1 percent cash back on purchases? Some credit companies give you a choice how you want to apply reward points, but you DO have to select how you want to apply the rewards points.
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