Re: Do you take down payments???

Posted by Hal/WA on July 03, 2003 at 17:03:09 from (216.64.132.162):

In Reply to: Do you take down payments??? posted by Ray on July 03, 2003 at 15:34:01:

I have actually never sold a tractor, only bought them! But I have sold many other things, including lots of cars and trucks of various values. I have also bought a couple of hundred of them. I often have made deals both ways on vehicles in which I either leave a $100 check or have accepted $100 checks to hold the vehicle in question for 24 hours. I always have a written and signed sales agreement that the negotiated price will be payed in full the next day in cash or local cashier's check. The next day the money changes hands, as does the vehicle, and the $100 check goes back to the writer. I always write in the agreement that if the full amount is not payed in the agreed upon 24 hours, that the $100 check belongs to the seller. I have never lost my $100 and have never collected anyone else's $100 in such a deal. They have always worked out fine and I have protected a number of good deals in this way.

I just plain will not accept a personal check from anyone I don't know for much of anything. Too much experience with bad checks in a former job.... Any more, it is almost impossible to get a criminal prosecution on a single check, and any civil lawsuit would cost more than the value of anything I have ever sold. So no personal checks. Period!

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