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Buying land on contract
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Posted by dhermesc on October 15, 2003 at 06:05:19 from (65.141.163.139):
Looking real hard at buying the neighboring 80 from an old retired widow womam. I am having the usual problems of her changing her mind on some of the major details and then changing back but the one thing that stays consistant is she wants about 40% down and then pay it off in two payments over the next two years. I am not very well versed on owner fianaced contracts and need a little help, this is in Kansas. I have the 40% down payment but no way am I going to be able to pay the next 60% over two years so I need financing. What is the best way to get a loan that you draw on over two years? My current lender's head will explode if I try to explain this to him, they acted like they where going way out of their way to finance my current house and 80 acres (over half paid for). The next question is, when does the deed change hands in something like this?
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