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Re: OT--the Real Deal on Insurance!
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Posted by KEG on January 03, 2005 at 18:32:15 from (67.67.101.177):
In Reply to: OT--the Real Deal on Insurance! posted by Brian in NY on January 03, 2005 at 07:20:53:
Brian, Thanks for the honest info about the insurance industry. And thanks for NOT blaming it all on lawyers. While there are a few bad instances (as in any industry), lawyers have become an easy target for insurance companies to rally behind. But ask yourself, If I am injured by a NEGLIGENT doctor and can"t walk the rest of my life (or worse yet, am killed) would I want my family to be limited to $250,000 MAX settlement. This is what the insurance industry wants and you, the little guy, will take it in the shorts if you"re the one injured. The recent increase in rates is more the result of bad insurance industry investments and bad policy writing. NOT litigation, which hasn"t increased much over the past 20 years. BTW, the McDonalds coffee case was actually a good case if you read the details. But it sure makes easy pickins when some insurance company does a sound bite - "Customer spills coffee and gets millions". But that wasn"t the case and the final settlement was much less. KEG
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