Re: Hauling

Posted by john in la on February 06, 2005 at 19:56:17 from (68.222.28.119):

In Reply to: Hauling posted by Lincoln on February 06, 2005 at 13:48:30:

You have a very big decision to make right now. My advise is to pay for your own trailer and forget about hauling other peoples stuff.

You can do this one of two ways.
Legally or Illegally

Illegally............ You haul the stuff as if it is your personal stuff. The problem with this is if you are ever in a accident you risk loosing every thing. And I mean every thing. Your house; truck; trailer; ect...........

Legally............. For a part time venture it is not worth it in my mind. You got to really run some miles to pay for all the extra cost.
First you need to register as a Interstate carrier; To do this you need a DOT #; To get this you need mega liability insurance. Then you will need cargo insurance because liability only covers the other vehicle not the cargo. Then you need to keep tract of all miles in every state so you can file your fuel tax for those states. Ect..Ect...Ect.......

Now some one will come on here and say they haul tractors all the time and do not have this stuff. They just do it as if the tractor they haul is their own and there is no law that says you need commercial insurance to haul your own stuff and that is true.
To this I would say..............
While you may be able to get past the DOT inspectors with this, Do you really think if you are in a accident that the lawyers will not dig this info up. They will find out. It is the difference of going after you as a individual verses a business. Once they find out the tractor is not really yours and that you are hauling it FOR HIRE all bets are off. They will take you to the cleaners, and with out a insurance company to shield you they will take every thing you own.
Do this; Ask your present insurance company…..
If I were to haul a tractor with my truck and trailer for hire and I am in a accident will you all cover me?? If you think about it you really already know the answer.
But I guess it is your decision to make.
Good Luck.

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