Re: Ins. premiums, Typo correction, + more

Posted by John A. on February 12, 2005 at 21:47:01 from (65.161.170.84):

In Reply to: Insurance premiums posted by tlak on February 12, 2005 at 08:39:56:

Gentlemen, After reading all the post, and rereading mine. I made a typo...The commission paid to an agent (in my group of companies) has NO bearing on the premium paid by the client.
Now from my observation of Ya'll post, most of you have a problem with (P&C Coverage) that is Property and casauality.
I am a Independant Ins Agent, I am on No weekly salary, strictly production only! I am NOT a P&C Agent, only LIFE & Anninity & Health, by my State licenese descripition. I have had my licenese for over 10 yrs. I am not a greenhand it it.
I Do Not cover your House,car,boat umbrella policies, And NO registared products (No Investments)
There is room for Lots of improvement with folks in these areas. Yes situations change, policies are dropped for various reasons, new ones are added. Yes on the investment side of things your principal IS at Risk! The agents have been known to steer people to the one that is best for the agent and not the client. I have seen this more times than I can count. And I still get mad when I see it. You have a legimiate complaint there. Some of yall may have realitives who are crooked agents I can't do anything about that,but be that more upright with my clients.
So when I make a recomendation to a client in a particular situation, It is The CLIENT and not me where the emphisis is placed. Will this product be right for them in the situation that they are in? Also....
We are mandated to keep our CE hours (Continueing Ed) up to date. 30hrs every 2 yrs. In addition to the days that a particular company may require us to show up to be retrained on a new product or a change.
I dare say that you hourly boys out there would go for CE if you didn't get paid by the boss/company to go! If the Shoe fits, wear it.
Now I would not go so far as to insinuate that some of ya'll are Crooked,in your line of work "but the guilt dog usually barks First!!!"
Finelly I will address a couple of folks straight up. I do come from a Farm/Ranch background, Registard...Centuary Ranches on Both sides of my family, They just became eligible for the 150 yr desigination. Been in,and under continious operstion since the 1850s! Graduated with a BS Degree from A well known Ag University here in Texas.
I DO Know Where Our FOOD Comes From, I Help Produce It!!! I Know how hard a dollar is to come by. I do not grip when the Mechanic/welder/whoever hands me the bill for services rendered. SO YOU DO NOT WANT TO GO THERE!!!!
Also If you are not happy with the wage you singed on for with your job...Like in my 2nd post....Go get you an Ins. liscense in your state ,step up to the plate and put your money where your mouth is!!
Lastly the over indulgence of some agents who flaunt their money openly in front of others who are not so well off, That is just wrong.I agree with ya'll. Anyway......I am sorry for ya'll that the agent/agents /companies you have dealt with has not been a pleasent experience. A lot of us work very hard for our clients.
Later,
John A.

Follow Ups:

• Re: Ins. premiums, Typo correction, + more Greywolf 06:15:06 02/13/05 (0)

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