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Re: Sorry, not a tractor question...
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Posted by jdemaris on April 22, 2005 at 05:49:15 from (209.23.31.180):
In Reply to: Sorry, not a tractor question... posted by ETD66SS on April 22, 2005 at 04:03:59:
Yeah, I've experienced something similar. I own a house with 50 acres and several other properties scattered around New York state and the U.P. in Michigan. First, I checked into liability insurance for some land I have in the Adirondacks. I am slowly trying to build a cabin on it. My home-owner's policy covers me for any property I own, but ONLY if there are NO buildings on it. So, now that I'm building, I'm screwed I guess. I have another property with a ca. 1820 barn on it. I tried to get insurance on that, and the company said no unless I put new siding on it. Not sure I understand that one. Now, back to my home. It is over double the size it was originally when we first insured it. We also have some "oddities" e.g. a wood cook stove, a Rumsford wood cooking fireplace and brick bake oven, a few antique gas stoves, a wood furnace, etc. So, I finally got around to calling the agent in an attempt to raise our coverage. He came out - got a little confused, and came back a week later with a company rep. They said I am under-insured, and they only deal in "full-replacement" policies. Now, I just received a quote - but to get the new insurance I also have to pay $70 a year to join the Farm Bureau. I'm still trying to find out, what exactly that gets me.
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