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Re: Auto Insurance
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Posted by Tim, Ohio on November 02, 2006 at 02:46:06 from (67.140.99.4):
In Reply to: Auto Insurance posted by colekicker on November 01, 2006 at 22:41:09:
Be careful about cheap quotes. Some companies
are still quoting 100/300 on liability.
Guess what? If you have an accident and
you are at fault, 100 thousand is all you
have per person injured. After that, they
will sue for whatever else they can get.
This could force you to sell your assets to
settle the whole thing. So, look for coverage
behond what is mentioned above. It will only
be about 10.00 more per half. I know this
from some experience in my family where my
aunt was hit. She was not at fault so the
person who hit her was covering. Even though
she had uninsured coverage to 100 thousand of
her own insurance that did not kick in.
The person at fault was insured and that is
where the claim was made on that limit. So,
the lawyer representing my aunt was going
to sue for whatever could be obtained behond
the coverage to make up for the difference.
They began by counting the assets of the person
at fault. And, by the way, it does not take
much of an accident to meet the limit just in
medical bills. My aunts mouth was so messed up
they had to do reconstructive surgery and basically give her a new set of teeth. The
dental work alone was around 35,000.
Add in the life flight, the emergency room
work and a stayover in the hospital plus all
of the follow-ups. It adds up fast, especially
with the rising costs of medical care.
Tim, Ohio
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