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Tractor Talk Discussion Board

Re: snow damage


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Posted by 1206SWMO on March 05, 2007 at 08:37:23 from (70.41.35.103):

In Reply to: snow damage posted by flying belgian on March 05, 2007 at 07:58:25:

In late January we had to get rid of 3-4" of ice off of my machine
shed roof as 6-8" of snow was coming the next day.It was
almost to the breaking point.

To the south of us lots of cattle,hay,and machine shed roofs
collapsed.A great many found out that they had no coverage for
ice or snow damage.Not only will they have to stand putting
their own shed back up,they also found out that any damage to
machinery-vehicles-etc in the shed also wasnt covered.Can you
imagine a $50,000 shed falling on a $200,000 combine and its
all yours to fix.?

Most people have inadequate insurance on their farm buildings.I
was only covered for $13,000 on a 64' by 88' machine shed.I
raised it to $40,000 and for $31 extra got snow and ice
coverage.

An older couple was in ahead of me one day at the insurance
agent..They had $8000 coverage on a 45' by 90' Morton building
built in the 1970's that would cost nearly $40,000 to replace.

Everyone,check your insurance policies over.Dont find out the
hard way that you arent covered!


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