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Re: OT Any mortgage smarts people out there?
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Posted by Farmer in the Dells (WI) on August 11, 2007 at 08:38:48 from (66.187.42.41):
In Reply to: Re: OT Any mortgage smarts people out there? posted by mjbrown on August 11, 2007 at 07:59:19:
First off the disclaimer: I am by no means an expert and as far as my suggestion you get what you paid for. In most cases that is just my 2 cents so that said, I have heard recently that the best rates for home equities loans right now may be with credit unions. Somewhere less than 6% as of yesterday. That may be an avenue for you to look into. Also, I didn't see what state you are trying to buy in but here in Wisconsin, if you want to talk to a property owner away from a realtor you need to be listed with them as an "exclusion" or some sort of verbage beforehand that indicates you may discuss the property away from the realtor. Try to see if that is allowed and get yourself listed so you can work with the owners directly. I believe it indicates you have expressed an existing interest in the property and allows the owners to deal with you without adding the realtors interest and expense$. Good luck
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