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Tractor Talk Discussion Board |
Re: OT Any mortgage smarts people out there?
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Posted by Matt from CT on August 11, 2007 at 12:07:20 from (76.232.61.78):
In Reply to: OT Any mortgage smarts people out there? posted by Dave H (MI) on August 11, 2007 at 07:33:15:
When I bought my house, we had to get a few appraisals and "cherry pick" the right one -- small house (600 s.f. -- my grandparent's old summer cottage), with 12 acres. Type of mortgage I was going for was for a house, not development land. Had to make sure the appraisal the bank used had the house worth more then the land. I suspect that might be what you're running into -- a mortgage that the lenders want backed most by a easily sold house, not having to worry about selling land for development or farm value. Like others said, shop around...especially with companies / banks that are used to farm loans.
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