First and foremost, I"m sorry to hear that about your parents. That"s a sad thing.
Most definately speak with an attorney. I"m thinking in terms of protecting your parents and their family (including yourself). On one hand, I"d say for someone in their family (not necessarily yourself) get or become power of attorney to watch over their belongings so that some unscrupulous person doesn"t rob/take them blind. There are those types out there whom will take advantage of them and others, take them to the cleaners, and leave them desolate. Just happened to the parents of a guy I know by his parents caretakers whom pretty much got everything signed over to them...one piece at a time. One day driving a ratty car and old clothes, and as time went on began driving a new car and expensive clothing, and mentally failing parents ended up pennyless after giving it away (talked into it) to the caretakers under everyone"s nose. One can"t take money to one"s grave, and the opposite of that is that one can"t take debt to one"s grave either. God forbid, but if they were both gone tomorrow, and they lost their home, would they really lose their home if they were gone anyway? I say not. You or someone else might lose their home, but they wouldn"t, nor would they have a need for it either. However, what if you or someone else in their (your) family had power of attorney, they were gone tomorrow, and the home got repossed or forclosed upon? By having power of attorney, would you or another family member and your credit become liable? I have no clue, but an attorney would know. Not that I have much like for attornies, but laws are written in such ways and terms that nitwits like myself can"t figure out or understand them...and thus may need one sometime. Know what I mean? Protect your parents, their belongings, and yourselves.
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