You bet I am hard on bankers, 6 months ago the wife and I went to buy her a new Chevy. I called the bank to see what is entailed in a home equity loan, so I can deduct the interest. The broad at the bank says Bla, bla, bla, you need to have your home inspected for a $300 fee, (keep in mind I only want a $10k loan for a $15k car that I am putting 5K down on.) after listening to this person (broad) explain all the fees and crap I said never mind I will get a GMAC loan. You may be a nice person Mr. Ed but I dont like to pay on loans, if I can. and I HATE paying interest. I thank God that I only owe $52k on a $270K home. TONS of sweat equity in my home and I am only 38 years old, I built it myself.
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