My son is in th process of buying a house, he is also young, 23, has no credit, so his bank looked down their nose at him, he went to a mortgage compnay, he needed no down payment, as the hosue he bought had been apraised at 59,000.00. His interest is a fixed rate of 7.25%, his payment is 391.00 a month for a $53,000.00 home for a 30yr loan. His insurance he is paying yearly at 530.00. his taxes will add about $100.00 a month, so he is about 500.00 a month. He thinks 7.25 is a little high, but I tod him, be patient, build equity in his house, build his credit, then look at finding a lower rate. He bought an small older house in a real little town, about 30 houses, but it is a start for him and it puts my 2 grandsons less than 1/4 mile away, good for me.
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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