Posted by NE IA on December 16, 2007 at 19:01:45 from (12.227.201.200):
In Reply to: Fire Concrete? posted by Glenn FitzGerald on December 15, 2007 at 16:57:49:
Get another insurance Company. You may or may not have to replace the concrete as others have said. You can check for yourself after a fire with no more than a hammer. If it chips off easy you know it has been damaged. Another way is a power washer with a zero tip or a dirt buster tip. Rock walls can be mudded up on two story farm houses even if they have been fired to the point of mortar that can be dug out with bare fingers. Power washing the walls first then plaster them up with one one one mortar.
Concrete walls 90% of the time with two story buildings are usualy tear down projects.
As far as insurance Companies, well they are like every other business and fellow man. Some give fair deals others probably not. I have seen adjusters pay way over the top, and others I have went tp bat for the home owner to right a serious wrong. I'm old and trusted with all the local adjusters. Many in another distant area assume I am out to screw them before our first conversation.
In all this, I have seen probably more maintinance done by insurance companies, that home owners do themselves. Perhaps that is why our rates are so high also.
If the misfortune ever hits home with a flat floor, simply adjust your sidewalls 4inches or so higher so you can pour a slab over the top.
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