Yep, my local office only has one loan officer and he is his own receptionist, book keeper and everything. If I need it, I just call him, and he gets the ball rolling. Stop by in a day or so, and sign the note. I remember when banks use to operate that way. I have noticed the local banks here are now running adds on TV trying to get farmers back. I guess all those boats, campers, jetskis and so on aren't paying off like they hoped, In 94 when I bought my new 7610 Ford, I went to my bank, and was told that all farm loans now had to be approved by the board of directors. Was also told that they really didn't want to loan any money for new equipment as it was to easy to move out of state. I thanked him and headed for the door. He then proceeded to tell me that if I needed a new boat or home equity loan he would be glad to fix me up. I gave him a good speech, and closed both my accounts with them on the way out. I have never heard of a pleasure boat/4 wheeler/jet ski making one red cent. I went right down the street to Farm Credit, and all he ask me was if I had one picked out yet. I told him yes, and he called the Ford dealer, and they delivered the tractor the next day. 2 or 3 days later I signed the note, and carried the check to the dealer.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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