That's a tough spot Caleb. Got a good back-up property?
Often, the seller would carry a second mortgage to make up the difference. Or you may have a seller who doesn't mind considerably more time on the market. You thought the price was good when you offered the contract, inspections came out OK, so the only real problem is financing.
Don't worry about that $1200. Is the property worth the agreed price to you?
When we purchased our acreage it had been listed for upwards of a year, when things were generally selling briskly. It was over-priced.
But it was exactly what we wanted and we didn't have any other property to look at that was attractive to us. We agreed to pay more than what I knew market value to be, as we weren't normal buyers with other offers to make.
That was 1988, and one of the better decisions we ever made. Now worth many times what we paid. That initial 15% extra we paid really isn't important, but we had seller financing.
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