Posted by Mike (WA) on February 04, 2008 at 16:49:26 from (69.10.197.227):
In Reply to: Reverse mortgage posted by dave guest on February 04, 2008 at 15:54:05:
Every reverse mortgage I have seen allows an amount of time after the death of the owner for the heirs to pay off the loan (either through their own resources or through refinancing) and save the property. I wouldn't condemn all reverse mortgages, as they provide a way for seniors to use the equity they have to provide income, without selling the property. But as with any legal document, it should be reviewed by competent counsel before signing.
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