Vern, we built it on 16" centers. Ken, I can't disagree with insulating the upper part of the basement walls, especially the part exposed to the outside. That could help even in the summer. But, I still like the idea of not insulating the lower part at least of the basement walls since it tends to moderate the temperature. Nothing like a cool basement family room in the summer.
BTW, we only put one AC outlet in the basement and it does well, except for one bedroom on the Southwest corner where the sun beats on the exposed basement wall. I should have insulated it, you're right, and maybe put an AC vent there too.
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