You, my friend, are one of the reasons that governments are having budgetary trouble these days. It's also the problem with the auto industry. Years of promising "golden" retirement packages with the assumption that the "golden goose" will always be there is catching up. 3 pension checks? Let's see: if you've been working for 43 years, I assume you're around 61. Your life expectancy is much greater than previous generations, so the taxpayers will be paying you those checks for MANY years. It's like the auto industry. They caved in to the UAW, giving 30 and out, so you've got guys under 50 retiring, with full health care and pension for LIFE. There's no golden goose big enough to fund all of that! I know people who milk the government retirement syste to get double pensions, city councils who vote lavish retirements for people. This results in police chiefs who retire here in Michigan and get double in retirement (over $150k) what they made on the job. Guys who retire and come back to work as consultants in their same job.
The problem is simple: Greed and everyone looking out for themselves and not worrying about the next generation or their neighbor down the street. This is also manifest in our legal system, where everyone thinks that every little bad thing that happens to them must be compensated for by somebody. And they always go after the deep pockets. That is why we have low-lifes like Geoffrey Feiger and John Edwards making their fortunes on every little slip and fall injury.
The solution is tougher, but it is reflected in many of the good opinions on this thread by JDMaris and the like: What are we doing, as individuals, to not make matters worse?
The UAW and managment who only care about their bonuses and retirement packages are what killed the domestic auto industry. Bloated government that gives little in return for our tax dollars is a monster that will not be tamed. The $400 million bridges to nowhere and other wastes of our tax dollars will not stop. After Katrina, Bush promised virtually an unlimited checking account to repair the damage, both to the infrastructure and his image. Both are still in the toilet. And we still spent billions with a city still in disrepair.
Sorry about the rant, but things won't change until the nation fixes its moral compass. This has to be done on an individual basis and cannot be legislated, dictated or coerced. It has to come from everyone looking in the mirror and saying "I will try to be a better human being today?" instead of "What can I do today to feather my own nest?" If we don't, I think we'll end up like the Roman Empire.
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