I have been running a geo-thermal unit for 4 years now. Mine is a forced air unit. In my area I only have one meter. So the entire house gets the discounted electric rate. Another guy has two meters. Just depends on the power company.
The unit I installed was expensive compared to an LP setup. My payback on the difference was 12 months of heating (4 months x 3 winters).
For comparison. Neighbor is running $600/month for propane. He turns the furnace down during the day and at night while sleeping.
I heat twice the square footage, leave my themostat set at 70 and my highest bill has been $300/month. My unit is a single stage. The new units are two stage and are even more efficient.
I have a 50,000BTU backup electric heat unit built in. It only kicks on 2-3 days a year. Thats when it is -5F and the wind is 30mph +.
I cant justify upgrading to a two stage unit when mine is only 4 years old, but in-time I will.
I dont know a more efficient way to heat. Excluding wood, if you have a cheap source.
Around mid-Michigan the general rule of thumb is heating will cost you 40% of LP, and AC will cost 25% of a standard outdoor unit. Seems to work pretty out ok when I compare my neighbors bills to mine.
I have a horizontal loop system. Seems to be common around here. On small lots typically use vertical closed loop. If I had to do it over I would have put the heat exchanger in the bottom of my pond.
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