Here in Ohio it is called a enterprise unit when you insure everything in a section together . I insure the way you do Gary BUT the opportunity is available for lets say " less than honest " guys to farm the insurance Co . You can insure every farm separate and most guys do that here .They don't want to miss a chance to collect . Dave is right that some guy's set out to collect when they go to the field in the spring . A couple years ago a bank reposed several hundred acres . A BTO came in and rented it for 1 year . He got the seed corn from his grain bin . He used 6 ton of firt on it all , the rest he hauled home on ground he owned . He ran his sprayer over it with just water in it but had bought spray ( witch he hauled home for next year ) . The corn wasn't worth shelling and he got away with it . I used to think crop insurance was good but now I see it as a way for the bigger farmers to stay ahead . Example = Common practice here if for BTO's Joe Doe owns Hog Acres Farms Married to Jane Doe Son John Doe Crops are sold under Hog Acres , Joe Doe , Jane Doe and John Doe . If it is a good year when they turn yields in they inflate the yields . Say the corn made 130 they tell crop insurance that it made 163 . Same with the beans . That way when they do have a bad year they get more from the insurance co . to pay the high priced cash rent . First thing I ask when " how to play the insurance game " was explained to me was . What about when they audit your sales ? Answer , easy a copier and in about 15 minutes a Jane Doe becomes a Hog Acres sales slip . You only have to be with in 10 % . Landlords don't care that Hog Acres and the Doe family are liar's & crooks when they offer fifty bucks more an acre . I'm very sorry to say that this is more the rule than the exception with the Ground Hogs around here .
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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