AIG is the company that insured those no down payment loans. Used to be, you had to put down 20% of the homes value to get a mortgage. When borrowing became easier,banks started selling "mortgage insurance" that the borrower paid until their home equity reached that 20% worth. AIG set themselves up to buy those mort. ins. policies to free up banks, getting banks out of insurance business. When home values began to drop, the buyers began to see they'd never get their insurance dropped plus their house payments rising cause of Adjustable Rate Mortgages, caused a meltdown of historic proportions.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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