Mine is down27% since Jan 1st. It had peaked the last quarter of last year. Like you alot of it is employer contributions, and I always put in 10% of my earning. I am uneasy about what is going on, not so much about the 401k money, that will over time balance out. What I am fearful of is a collapsing economy to an extent that very few of us can imagine. We all live so lavishly that we cant even comprehend how we may have to change to survive like they did in the dustbowl/great depression days.At least back then there were more families that farmed and that kept alot of people working and prospering when things started rolling again. Today a very small percentage of people are farmers, most are unskilled labor that wont be able to get a job when the few manufacturing jobs we have start going belly up.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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