Re: O/T : One BIG Slap In The Face

Posted by JML755 on October 09, 2008 at 05:11:19 from (66.184.63.110):

In Reply to: O/T : One BIG Slap In The Face posted by tlak on October 08, 2008 at 06:06:26:

parrothead said: (quoted from post at 10:11:34 10/08/08) Sorry. Try this: http://www.wsj.com/article/SB122307498894303825.html

Great article and I can attest that it is true. 2 wks ago in the midst of the crisis, I bought a new car, financed through my bank, a not so small regional bank, but a place where I have my checking account, savings account and mortgage and whose branch is less than a mile away from my house. There was no "credit crisis anxiety", the loan officer took a look at our 20+ year history with the bank and basically told us on the spot to get the car. When I was stuck in traffic on the way to close the loan and feared the bank would be closed when I got there, I called and they said take your time, they would be there whenever I got there. Great customer service. By the way, I'm in Michigan, not Kansas, but still pretty far away from Wall St.

I felt the same as others when I heard the local airwaves filled with ads for quick financing, no down payment, no problem even if you had bad credit. I scratched my head and wondered how many of those loans would go belly up. Now we all know.

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