Posted by jdemaris on October 16, 2008 at 06:09:04 from (67.142.130.11):
In Reply to: Re: OT land prices posted by BillinCentralMO on October 15, 2008 at 18:47:40:
No, I am not wrong and it's pretty easy to verify. It goes by each account. You can have 20 million in cash laying around and have it all FDIC insured. Just make sure you open a lot of accounts at different banks and don't exceed the limit in each one. The original 100K limit, per account was also doubled, sometimes tripled if it was a joint account - like for a husband and wife.
From the Federal FDIC documents:
"The basic insurance amount is $250,000 per depositor, per insured bank."
"Deposits in one insured bank are insured separately from deposits in another insured bank."
"Deposits maintained in different categories of legal ownership at the same bank can be separately insured. Therefore, it is possible to have deposits of more than $250,000 at one insured bank and still be fully insured."
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