I tell many folks to be very carefull even asking a insurance company about coverage. A friend asked if she was insured, and they said no. A week later they droped her as sh was high risk. Another lady friend was canceled because she was high risk. He husband had had his knees operated on about 11 years before. Oh yea, a important fact is he died 10 1/2 years before. She had never had a claim of any nature, and that was her husbands only claim. Their policy was about twenty years in force prior to his death, and no doctor or hospital conected to his death.
We should perhaps list all the insurance company facts on a web site, along with the insurance company name etc. Their denial of claims etc. I'm sure they have attorneys on speed dial, and they collect enough of our money to pay the attorneys.
In all fairness, when it comes to wind damage, insurance companies suck at the way they throw money awy. Rotten wood, poor construction, poor design, overgrown, and half dead trees, and a total lack of maintinance. Let me add again poor construction. I would guess 50% of the claims should not be paid out that I see, and repair.
One good thing is our insurance company now does not pay for tear off, new plywood etc. They pay to only tear off the top layer of shingles.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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