It has been my experience with homeowners insurance that you should shop around every two or three years; I typically save around 200 bucks a year every time I change carriers.
I called my agent a few months ago because the mortgage company wasn't happy with how the address was listed on my policy. The agent said "no problem, and since you called, I want to suggest changing your policy". He put me on a different policy that dropped certain coverage but in general offered better coverage at a substantial savings over my current policy. Not all agents are alike, not all companies are alike.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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