Sure, but if a home owner puts up a railing (which my house has) there is VERY little risk of a fall in the first place. Insurance companies play the "odds" of someone having an accident, and I play the same "odds" of someone NOT having an accident while saving my money.
I think we're going to see alot of insurance companies go belly-up with the coming depression,... in fact Brooke Corporation has closed up shop in my home town, and 200+ ex-employees are now looking for work.
Insurance companies thrive on the "fear of what might happen", while setting stipulations in their policies that greatly reduces the chance of any accident.
Insurance is all a game of "playing the odds" of having an accident, while reducing those very same odds in one's particular favor, and I've been doing it successfully for over 60 years (without insurance). :)
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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