Yes, partially but not all true. Banks could be ordered to restrict amounts on withdrawls and that HAS happened in the past. Your money can be safe in theory, but if you can't get it when you need it, it doesn't do you much good.
Sticking money under your mattress could indeed help in a pinch.
If all banks were ordered tomorrow to temporarily halt or limit withdrawls, and you also couldn't cash your paycheck, retirement check, etc. - having some cash certainly could help. These things happened during the last big depression. Some of my older relatives were auto workers in Michigan at the time - and they had to either get cash from special banks setup by the auto companies - or cross the border and get cash from Canadian banks.
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Today's Featured Article - Farmall 460: That's My Girl - by LeAnn R. Ralph. How many sounds can you think of that are as familiar to you as your own breathing? What about the hum of your refrigerator? Or the thump of your clothes dryer? Maybe the engine of your car? You hear those sounds every day, and you don't think much about them, do you. I can think of a few common, ordinary sounds in my daily life, too.
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