Posted by F-350 on December 24, 2008 at 07:15:20 from (12.213.112.38):
In Reply to: Our frugal future? posted by Spook on December 23, 2008 at 18:48:17:
I'm debt free,have some savings,and will never borrow money again.Young people need to save up 25% of their own money for a down payment on a house or a car.They need to take some ownership in stuff.120% loans on houses doesnt work as so many found out.
I have no cell phone,no 4 wheeler,no fancy TV,drive older vehicles,take no expensive vacations-etc.All my farm machinery is older and paid for.I have all I want or need and do live frugal compared to lots that I know.
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