That's why you buy title insurance and have a lawyer represent you. When you were in the process of buying there should have been an inspection of the house to ensure it matches the legal description on file with your local governing body. You have the lawyer look over the documents before you sign them so you don't knowingly walk into a trap. With that addition on your house, it will affect the tax assesment. Sooner or later the county or whoever asesses real estate is going to come by and asses your property. If they figure out it doesn't comform to the description they have on file, you're going to almost certainly have your taxable value increased and they will make it retroactive to the last tax assesment. Thumbnail sketch is you better talk to a real estate attorney and find out what can happen. With the house over part of the septic, they could possibly go so far as to condemn your house forcing you to fix everything before you can live in it again. Then if there is any question the property was misrepresented, it could get ugly fast. Hate to be the bearer of bad news, but better to be safe than sorry.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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