Same problem here.I had a savings account that paid more interest when I was in high school.A half percent wont cover inflation,you are losings money daily.The banks are charging 12% on personal loans.A 6 month CD is a better place to keep most of your savings.Thats only 2.75% now,better than the rip off 1/2 per cent.No taxes on savings account interest would help but it wont happen.Ive been after a friend to get off the credit treadmill for years.Sears called him ,asked why he stopped using his card.They lowered his amount he could charge and upped the interest.He told them he burned the card.
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