Re: OT: How to spur savings in the US?

Posted by kelly C on January 18, 2009 at 07:34:50 from (75.161.211.203):

In Reply to: Re: OT: How to spur savings in the US? posted by Dave from MN on January 18, 2009 at 06:25:41:

I will tell you I have been guilty of debit.
What finnally made me change my mind. I hated working were I was working. I had been there 12 years and by the time we were sold for the 3rd time. It got to be a very very bad place to work. Stress level was through the roof. Working 12 hr days on salary plus doing 1 or 2 hrs of computer work at home.
It was time for a change. Wife and I talked about it. Started looking.

I got offered a job with the power company coop. Great benefits, pension. Every one I talked to who worked there said they were a great company to work for.
But the pay was $3 hr less to start than I was making at the time. Future would be better.
It would have put us into bankrupcy. I turned it down.

That was a moment that changed me for ever. Here I was stuck working for a slave company with no way out. All because I owed for a big screen ( and other stuff).They had all controling power over me. Paid me well enough that I could not leave but not well enough to actually accomplish any thing.

Been paying down debit ever since. Still working at it. tring to get our expences down to one income. That way if one of us has a bad time we are still ok. Almost there.
I did get it down enough to leave the slave job.
Making more now and at a better place.
Never going to let that happen to me again.

Thats how they get you If your a working man. If you want to change fields. you are not going to be able to do it with out taking a cut in pay.

Looking back I am glad that happened. We started our change before this economy went belly up.
So by accedent we are infront of the curve.

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