Dave, I think you are right on. I was just talking to my dad about this yesterday. So many people have all of the fancy toys, snowmobilies, etc. and the six place enclosed trailers to haul them around in behind their new 1 ton crew cab trucks. That is great if they can afford it, but I know of several that are so stretched on credit that it is more about the image than anything else. Miss one paycheck and they are in trouble. I admit that I could be better about saving more, but being 25, I am happy I just bought my first house and hope to have my savings account back to 5 digits by June. It is just a piece of mind issue for me. You have to enjoy it, but be responsible as well. I see many people in my situation who seem to miss the idea of a "starter" house. I do not want to stay in the place that I am at forever, but people need to realize they cannot just jump to have what their parents have right away. Just my two cents.
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