Try the credit card. Banks give around 5% interest, and cc charge is 18%,Oz has about 39Bn on cc's. Idiots in my opinion. Lots getting into trouble with this downturn.Once upon a time [fairy tale] you were given a limit on the strength of your ability to pay it back,then Wall Street activities filtered down to us, CC limits were increased without consideration to the incomes, notices sent to all.Look, you now have this limit. Idiots,, beauty, so off they go and spend it,getting deeper into the mire.Then the @@it hits the fan. deep trouble, some people had $100,000 on these cards, at 18% so you see why I call them idiots. Must have, Must have, mentality. Some people are alike no matter where they live. One or two Court cases, claiming the banks were aware of their income so should not have loaned the money, failed in their duty of care.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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