IHC Red said: (quoted from post at 01:55:54 01/30/09)
I just bought a little place from the owner in the city where I work (no realtor or mortgage).
We had a local law firm handle the transfer and I was given some papers at the closing. I think one of the papers was a "Warranty Deed". My understanding is that they no longer give a formal "deed" for city properties like they do for a piece of rural ground.
I know laws vary from place to place. My question is: Will I receive any papers (deed or otherwise) stating that I own this place ? If not, do I have any legal right to request one ?
I would like to have a deed from the county that says I am the owner.
They have covered everything. Your warranty deed is the formal deed. A deed is a deed whether city or country. Just a different type of description. In town you have a lot, block, addition, & city. In the country you identify the part of the section, township, range, & meridian.
You might also be thinking of an abstract. In years past, they paid abstractors to keep a typed record of page after page about everything that was recorded on your property. Then an attorney would issue a title opinion based upon the abstract. May be an old one around somewhere. Now in the days of title insurance, abstractors just search the county records and issue title insurance which negates the need for the abstract and attorney opinion.
If you bought into a condo or part of a townhome or maybe a timeshare, some of them may not have a deed.
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