I need a handle, Coloken and Glennster are so right. Get a Visa set up thru a local bank...usually they won't charge you a yearly fee and their interest rates will be the best. Pay off the balance every month when the bill arrives. This will give you a good start on your credit rating. If you get Dave Ramsey's radio talk show in your area, try to find some time to listen to some of his shows. It's unbelieveable to hear some of the peope that call in that have gotten themselves into such bad debt. Tom
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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