I have a lot of common sense learned from mistakes, my respectable elders, and from what has worked. My opinion is to stay away from credit cards, because MOST people will not manage them properly and end up ruining thier credit. In a society of young folks that "have to have it now", a credit card will be a the shovel that digs the bottonless pit. I dont believe in the concept that you need a credit card to "build" your credit. Thats exactly what the credit card companies want all these young folks to beleive. Why gamble witha credit card? I've been down that road once, learned my lesson, gained more 'common sense' from it, and my life now proves I have plenty of common sense. Thats my opinion and that is the advice I give.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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