Many here have given you good advice. If you use the credit card, pay it off every month. Carrying a balance, even a small one, will do nothing to help your credit score. Get a credit card that offers a cash back feature. Discover is famous for that, but if you search around, you can find Visa and Mastercards that offer the same cash back feature, although none are as generous as Discover (at least that I've found). Merchants pay a fee for credit card transactions, and Discover's fee is higher than Visa or Mastercard, so Discover is not accepted in as many places. American Express's fees are also very high for merchants. Stay away from them, they offer no cash back feature. At our house, we charge everything we can to Discover, including the utility bills, gasoline, groceries, etc. and pay it off completely every month by letting Discover transfer the full balance directly from my bank account. I usually get back over $1000 a year just for using the card and don't have to worry about mailing in the payments on time. It's a good deal if you have the discipline to do it.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
... [Read Article]
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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