Posted by Mike (WA) on February 23, 2009 at 08:42:21 from (69.10.199.245):
In Reply to: O/T Bankruptcy? posted by DireStraights on February 22, 2009 at 18:29:13:
I am an attorney, and did bankruptcies until 2005. Talk to a bankruptcy attorney- look in the yellow pages. Bankruptcy is a very specialized area of practice, and general practitioners won't even know enough to keep you out of trouble.
Don't go to a credit counselor, until you see an attorney. You may end up there, but atty will know the crooks (and there are many) and the straight shooters.
As far as what you can keep, there is a set of federal exemptions, and most states have their own set of exemptions as well. Impossible to advise you without knowing your state's exemptions.
If you do decide to have your machinery take up residence at a friend/relative/neighbor's place for awhile, make sure: 1, it isn't on someone's security agreement for a loan somewhere, 2, that the person you take it to is trustworthy, 3, that nobody else will rat you out, and 4, don't tell the atty about it at all. If you do, you will put him in a very difficult position, and he will probably withdraw from the case. If there's going to be any perjury done, its gonna be by you, not me! No attorney I know will risk losing his license over a consumer bankruptcy case.
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