Since I've only grossed over $30,000 a year a couple of times in my life, I think I'm qualified to answer that.
The home I live in is around 1800 square feet...originally built in 1973 as a FmHA-spec 3 BR home in a rural subdivision. The previous owner added a family room/dining room addition across the entire back of the house sometime in the late 1980's.
I bought the house in 1994 for $55,000. Since then, I've had vinyl replacement windows and vinyl siding installed, and the insurance company replaced the entire roof [hail damage] in 2003. I replaced the [original] furnace in 1996 or '97.
In 2004, when I refinanced at a fixed 5.37% rate, the house appraised at $94,000.
So THAT'S what kind of house someone making $20K-$30K can afford.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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